Travel booking is powered by the online travel agency Expedia. The value you get per point depends on which card you have:.
With cash-back cards, booking travel through Chase gets you a value of 1 cent per point. The exact value you get per point depends on which program you transfer to and how you redeem the points within that program, but NerdWallet estimates the overall transfer value at 1.
See our guide to American Express Membership Rewards. See our guide to Citi ThankYou Points. One point equals 1 cent in those cases. You can earn anywhere from 1 to 15 points per dollar spent, depending on the retailer. You earn at least 1 point for every dollar you spend with a Chase-branded credit card, and most cards earn extra points on purchases in specific categories, such as travel, restaurants or drugstores.
Options for using points include booking travel, getting cash back or — depending on which card you have — transferring them to partner airline or hotel loyalty programs. How much a point is worth depends on how you use it, but you should be able to get at least 1 cent of value per point. You can combine points from multiple cards to maximize your redemption potential. When transferred to a partner, they can be worth even more — or even less; it depends on what you do with the points you transfer.
Our points and miles valuation page digs deeper on transfer value. If your Chase card allows transfers, you can transfer them to about a dozen hotel and airline loyalty programs. They include:. In this article. Cash back. Gift cards. Amazon purchases. Apple purchases. Additionally, you may obtain a free copy of your report once a week through April at AnnualCreditReport. Editorial Policy: The information contained in Ask Experian is for educational purposes only and is not legal advice.
You should consult your own attorney or seek specific advice from a legal professional regarding any legal issues. Please understand that Experian policies change over time.
Posts reflect Experian policy at the time of writing. While maintained for your information, archived posts may not reflect current Experian policy. Opinions expressed here are author's alone, not those of any bank, credit card issuer or other company, and have not been reviewed, approved or otherwise endorsed by any of these entities.
All information, including rates and fees, are accurate as of the date of publication and are updated as provided by our partners. Some of the offers on this page may not be available through our website. Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.
Advertiser Disclosure: The offers that appear on this site are from third party companies "our partners" from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms — and before applying you should understand the full terms of the offer as stated by the issuer or partner itself.
While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty. Experian websites have been designed to support modern, up-to-date internet browsers. Experian does not support Internet Explorer. If you are currently using a non-supported browser your experience may not be optimal, you may experience rendering issues, and you may be exposed to potential security risks.
It is recommended that you upgrade to the most recent browser version. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates.
The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners.
Licenses and Disclosures. Cash back? We can help find the right card for you. Create a personalised content profile. Measure ad performance. Select basic ads. Create a personalised ads profile. Select personalised ads. Apply market research to generate audience insights. Measure content performance. Develop and improve products. List of Partners vendors. The Chase Ultimate Rewards program is one of the most versatile credit card rewards programs on the market.
Whether you want cash back, travel rewards, gift cards, or other redemption options, it offers a lot of flexibility without skimping on value. Since that time, Chase has added more credit cards to the program, and now you can earn Ultimate Rewards with eight different personal and business credit cards:.
For the most part, your cash redemption options are the same with each Ultimate Rewards credit card. In addition, they offer extra value if you use your rewards to book travel through Chase.
The Chase Ultimate Rewards program is unusually rewarding, but not everyone can get approved for a card. Regardless of which Ultimate Rewards credit card you choose, there are several ways you can earn points.
Each card has its own structure for how you can earn rewards on everyday spending. Knowing where you spend most of your money can help you determine which card would be best for you. To maximize your rewards, it may make sense to apply for multiple Ultimate Rewards credit cards.
But if you pair one of them with the Chase Freedom Unlimited, you can use the Sapphire card for its bonus categories and the Freedom Unlimited for everything else.
To take advantage of this benefit, log into your Chase account and search more than online retailers on the Ultimate Rewards platform. A few Ultimate Rewards credit cards offer bonus points if you refer friends to apply for a card and they are approved. Bear in mind that referral bonuses can change, and cards that are not currently offering a bonus may have one in the future.
From time to time, Chase may run a promotion to encourage card users to spend more in certain categories or overall. Also, check the fine print to ensure your purchases are eligible for the bonus rewards. The Chase Ultimate Rewards program offers several different redemption options, and most of them are worth at least 1 cent per point. You can redeem your rewards by logging into your Ultimate Rewards account.
Redemption options include:. In most cases, points are worth the same. You can request your cash back in the form of a statement credit or a deposit into your bank account.
Points are worth 1 cent apiece with this redemption option, and this is available on all Ultimate Rewards-earning cards. You can use your points to purchase gift cards from more than brands, including retailers and restaurants.
But you can pay with points, cash, or a mix of both. Cardholders can book flights, hotels, rental cars, activities, and cruises through the portal.
0コメント